My Mega Portfolio

There are no shortcuts to making money or getting rich quickly from real estate, but you can build wealth slowly and steadily by investing wisely. You would know that there are many ways to get rich, but real estate is one of the best ways to build wealth. However, making money in real estate requires advice, systems, and proper determination.

Investing in real estate stands out as a proven approach to making money, but like any other business, it carries some risks. When done right, real estate can be a great resource for building wealth if you take the time to educate yourself on the process and the best ways to make big profits.

This article is written for beginners who want to make money in real estate.

BE AWARE OF RISKS

Is there one formula for success?

Many websites promise “the ultimate formula for success in the real estate business!” But does it really exist? Can everyone fulfill their dream of a million-dollar business in the same way? If this formula really existed, we would certainly all be very rich. But even if real estate is still considered one of the best investment opportunities today, there are still some risks here.

In addition, a certain amount of luck always plays a role when investing in real estate. The market is constantly changing and the time is not always right for such a system. Only those who are aware of the risks and make wise investment decisions at the right time can really benefit from the real estate business. With the tips of our city real estate agents and a bit of luck, your chances of big money are not bad at all.

RENT PROPERTIES

Make money by renting

One of the most common methods is to make a profit by renting out real estate. So you buy a property and then rent it out.

Housing is in great demand and the real estate market is booming. Many people are therefore looking for an apartment or a house to rent, which increases their chances of making money here.

The situation of the real estate market differs depending on the region, which is why it can be advantageous to keep an eye on the market and take a closer look at the conditions for landlords in your desired city.

FROM OLD TO NEW

Appreciate and benefit from real estate

Various television series show how it is done and make it look very simple: Buy a house or apartment for cheap money, renovate it and sell it on at an increased value. This method of making money has proven itself in the real estate industry, but is it really as simple as it seems at first glance?

When a rundown property is upgraded and modernized, a good deal of money can be made for selling property. In order to be successful, however, you should consider the following:

• Get a relatively cheap property in a good location
• Make a detailed plan of capital and time
• Note the costs involved in real estate trading
• Let the renovation effort be assessed

HIGH INTEREST FOR SMALL AMOUNTS

Equity crowdfunding

A new, but already fairly established method of investment is the so-called crowd investing. With the help of platforms, small amounts of money are made available by many different private investors, with which larger projects, such as the purchase of a property, can then be implemented. Even small amounts can be invested here. This method is so attractive because it guarantees a relatively broad profit margin for you as an investor due to the relatively high-interest rates.

INCREASE SUCCESS OPPORTUNITIES

Smart investments

Not every investment brings the same amount of profit, because many different factors are often important here. In addition, the real estate market is constantly developing, which is why there is always a certain basic risk when investing in real estate.

To increase your chances of success in real estate investment, here are some things to keep in mind:

• The timing must be right
• Always keep an eye on market developments
• Buy real estate in thriving cities

THE RIGHT FUNDING

Tips for expensive investments

Even if you make wise decisions and choose the properties for investments wisely, buying a property can exceed your own funds. Because even if you get a loan from a bank for financing, you often have to raise a certain amount of equity, which usually does not include little money. The more equity you can raise, the cheaper the bank loan will usually be for you.

So if you are having difficulties financing a property, the following tips may be helpful for you:

• Reduce your living expenses
• Put any leftover money aside
• Find a roommate or subtenant to pay off the mortgage

DANGER

Real estate trap

Although real estate is a profitable investment opportunity in many cases, there are some risks that you should be aware of. Overall, such a large investment should always be well thought out and planned so as not to let mistakes arise that could cause financial damage for you.

Our city real estate agents have listed some possible risks of a real estate investment here:

• Tax changes affect your real estate business
• An inadequate examination will lead you to dishonest tenants
• When selling a house after a short time, additional costs and taxes are usually incurred
• Due to private financial uncertainties, you will have to resell your property after a short period of time and only receive a fraction of the possible price
• Undetected defects in the property lead to financial losses for you
• Falling demand would gradually lead to falling property prices
• An unfavorable location can keep prospects away
• Rising interest rates could be a problem

If you become aware of the possible risks before investing in real estate and include them in your planning, you can promote the success of your investment. Some of the risks also result in opportunities for you as a property owner, which you can use for yourself if you are always informed about the latest developments and adapt your strategy accordingly.  To do this, it can be an advantage to seek help from an experienced real estate expert.

When we talk about a real estate investment, we are necessarily referring to the generation of profitability, the same that implies the relationship between the benefits provided by a certain operation and the investment or effort that has been made, which is usually expressed in percentages.

Any experienced real estate investor knows that not all properties are the same to invest in. Thus, homes that could be perfect to have as a main residence may be unprofitable to rent and cause the owner to lose money. We present a list of things to avoid if you are thinking of buying a home as an investment.

1. Not all properties generate rental income

It is not advisable to invest in second homes or land if you are looking for a return through rental. Some bet on this type of property with the expectation of a rise in value, but there is an opportunity cost that must always be valued. Depositing that money in this type of investment means setting aside other income for having the money stopped, so before buying and waiting for the price to rise, you have to estimate how much money would have been earned if the money had been in the bank, in stocks and/or bonds

2. Any exploitation of real estate can generate losses

If you buy a property of high value, a house on the beach, or a home to rent for vacations you should do well the numbers and costs of said acquisition if you are looking to have a recurring income every year. Buying and operating a rental home generates various expenses that we may not compensate with the rent. Therefore, it is advisable to buy houses as an investment that are profitable from minute one and provide us with income quickly, that is, you have to buy houses at moderate prices and not necessarily in prime areas with overpricing

3. Co-invest with other investors

Properties owned by several people have become popular in several countries. They are a way to diversify a portfolio without having to deal with the hassle of owning and managing properties, but few people have made substantial money from them for the costs and commissions that come with

4. Act as a private promoter

Promoting and developing a real estate project on land is a very high-risk business, ranging from legal, construction, and price, among others. These investments are best made by people with high net worth and experience who may run the risk that they will never see their money again.

5. Condo-hotels, multi-property, and other types of strange investments

Buying a hotel room and leaving it to the manager to manage it or the dreaded timeshares are investments in which there is no ability to predict cash flows, rental income, or the future value of what we buy. In addition, when we want to divest they are difficult to resell

6. Invest abroad

You can buy houses in Canada, the United States, or London because they are powerful real estate markets. But you must always take into account currency risk. That is, if you buy a home in dollars, even if the home goes up, you can have losses if the dollar goes down. In addition, the different laws and risks make them investments in which you have to be very prudent.

Property never loses its value and it is easy to start investing with relatively small capital without the need for a bank loan. However, it is necessary to approach real estate agencies that offer you the greatest legal certainty and have experience in taking care of your investment.

These same real estate companies must have growth plans and information on the investments to be made in the area.

This option presents high profitability, especially due to the expansion of the city towards the north.

If you want support on this method of diversifying your portfolio, consider seeking specialized advice that offers you the best dividends on your investment. However, if your intention is to invest in the long term to achieve a monthly income in the form of rent, or if you intend to reform the house or the apartment to sell it at a higher price, be very careful with the numbers you make. Evaluate well the pros and cons of your investment in real estate before jumping into the pool.  

This guide is very important on your journey as a real estate investor. Without a clear understanding of the principles found in this section, you run a greater risk of failure. In fact, if you only remember the information presented in one chapter of this book, we hope this is it. Let this be your first step toward a successful future in real estate investing.

In this article, we will cover the following topics:

• The importance of training in real estate investment.
• Real estate and math concepts
• Mentors, gurus and our investments.
• Overcome fear
• Paralysis by analysis

Real estate investing is not a get-rich-quick way. Just like any solid construction needs a solid foundation, the same is true when it comes to your financial education – a solid foundation is the key to a lasting business.

This guide, while not exhaustive on all aspects of real estate investing, will help build that foundation. We created it to serve as a first step in your real estate education, and as an introduction to the possibilities that exist within real estate investing. Below you will find a list of sources that provide education in real estate investment; be sure to consider each one before taking each step, as what works for some people may not work for others.

Sources of training in real estate investment

Books: Books are essential to obtain a real estate training and can be the utmost extensive learning technique for investors. In each of the major bookstores you will find a complete section on economics and investing, and some books dedicated specifically to real estate investing. Chances are that if there is a way to earn money through real estate a book has been written about it. However, if reading books is not within your preferences, there are other ways.

Online / Blogs: Blogs can be an incredible source of information. There are fantastic blogs written on every topic you can think of. The blog is written by people who manage or make a living from their real estate investments and it is certainly worth reviewing and learning from them. In it our expert collaborators share their best advice and suggestions.

Coach or mentor: perhaps the most powerful way to obtain a good training in any field of study is through a mentor, a person with whom to share doubts and who guides us along the learning path, and the same happens with real estate investments. While there are dozens of professional coaches or mentors who charge outrageous amounts for their advice, there are also plenty of potential mentors who will charge you as little as a cup of coffee to chat about real estate investing. Learning from those who have reached your goals before you is one of the most important steps you can take in your financial education.

People generally enjoy sharing what they know, and the most seasoned real estate investors are no different. By introducing yourself to an investor they know in the same area of ​​operation, you will have the opportunity to learn from someone who knows your market and can ultimately become a future partner.

Now, why is it difficult to find a good real estate investment coach or mentor? Most self-proclaimed professionals are not in the business of real estate investing, but of coaching. That is, their income does not come from real estate investments but from the sales of their courses, and therefore they are not true experts in the field. And on the other hand, most real estate investors who are successful with their investments will not spend their time teaching or training others, unless they really enjoy this activity.

Real estate mathematics: basic concepts.

It is not necessary to learn to make derivatives or have a degree in mathematics to understand the necessary calculations applicable in real estate investing. In fact, most of the math you’ll need was seen in high school. This section will quickly tackle some of the basic concepts and mathematical formulas that you will need in your real estate investment career.

Income

An income is simply the amount of money you make from a property. This concept is perhaps the simplest of all: simply add the amount you receive from the rent collected and any additional charges that apply.

For example, you own a rental home. This property is rented for € 700, and the tenant also pays € 50 for the use of the garage.

His total income was € 750.

Income may also include late fees, supplies (if you pay and pass them on to the tenant), laundry and cleaning (especially on short-term leases), and any other additional amounts you receive.

Expenses

Simplifying to the maximum we will say that expenses are simply the things that cost you money. For example, if the home mortgage loan is € 500 per month, the community fees of € 50 per month, the IBI (Real Estate Tax) and the insurance of € 25 each, then the total of your expenses It is € 600 per month. We’ll break down the mortgage payment into principal and interest later, but for now let’s keep things simple.

Cash Flow.

Cash flow is the amount of money we have left at the end of each month after all expenses have been paid. To determine the cash flow you simply have to subtract the payments made from the amounts collected. Continuing with the previous example:

€ 750 collected.

€ 600 paid.

The cash flow for this example property is € 150 per month. Let’s look at some more mathematical concept.

Profitability or return on investment.

The profitability or return on investment (also known as ROI – return on investment) is a way of measuring the money you receive in relation to the money initially invested.

For example, if you invested € 1,000 and have earned € 100 after one year, you will have obtained a return on investment of 10% per year. In the same way, if you invested in the purchase of a property € 40,000 and have obtained € 3,200 during the year, the return on your investment will be 8%.

The formula to calculate the return on your investment is as follows:

ROI = (V1 – V0) / (V0)

Where V1 is the value of your investment at the end of the period (for example at the end of the year) and V0 is the initial value invested.

These concepts present the foundations on which the analysis of real estate opportunities and the other indicators of real estate investment is based.

Paralysis by analysis. It’s easy to get stuck in so-called paralysis by analysis. An endless situation of research, planning, evaluation of opportunities, more research, opportunities … In other words, it is reading books without implementing what you have learned, reading blogs without participating in any way and meeting investors without interacting with them. Analysis paralysis is usually caused by a fear that something is wrong.

It’s easy to convince yourself that you don’t know as much as you should, which can prevent you from taking action. But remember, you don’t need to know all the real estate buying techniques and you don’t need to become an expert on all investment possibilities. Focus on one investment area, become an expert in it, and then move on to another technique or strategy. We will cover the different real estate investment niches in the next chapter of this guide.

If you feel like you’re not completely ready to go, you probably never will unless you take action. Even after acquiring a good number of properties, it is normal to be uncertain about any aspect of the investment. However, this position will force you to learn the answers to those questions and to muster the strength to keep going.

When you are afraid it is much easier to spend time and money buying another course or reading about new real estate investments than to dive in and take action. Educate yourself, create your investment plan and take action. As you do, your confidence will increase and you will soon begin to feel good about this activity. You will start to feel like a real estate investor!

Conclusion

Starting your real estate investment career with a solid foundation is vital to your success. There are many different ways to learn and grow as an investor, so choose a path and start learning.

The next chapter will help you continue your education by teaching your business basics, including real estate niches and common strategies. Once you learn this, you are ready to start planning your real estate investment business.

It is not enough to start buying real estate and think that only that will make you a successful investor. The big secret to being a successful investor is in planning, when defining your strategies for making investments and managing them. Here are some essential tips that will help you on your journey!

Make a consortium to invest in the type of property desired

When opting for a consortium to acquire your property, you will join a group of other consortium members who have the same purpose as yours: to buy a property. Thereafter, all members will pay monthly the installments, which, when combined, allow a pre-established number of participants to be drawn each month.

With plans with several options of values ​​and terms, it is possible to opt for a consortium model that really fits in your pocket. For this reason, the number of people choosing this model grows more and more, after all, having a consortium document in hand is an excellent resource for people who want to invest their money in a property, avoiding spending it with something that will give a good return.

In addition to the monthly draw, you can offer bids, including making use of your FGTS, to further increase the chances of being awarded. Remember that you can also use your consortium credit to renovate, build, and buy land, a beach house and much more. The truth is that the consortium will boost your purchasing capacity, allowing you to realize your dream that previously seemed impossible.

Understand the best moment of the real estate market in the region

It is important to understand the market in the region in which you want to invest in order to know the most appropriate moment. To do so, assess the potential of the site based on your purposes for investing, above all, in the medium and long term. Research security, growth and other developments that are located on site. Many people building is usually a good sign.

However, multiple units on sale for a long time can be a problem. A shopping center, for example, must be easily accessible to people. A residence needs to offer conditions to live in comfort and safety, with easy access to transportation, shops, markets and leisure and cultural options.

Have a financial reserve

Some expenses will come up and you have to be prepared. So, have a good financial reserve for these expenses. The cost of the Final Deed of Purchase and Sale (when the payment is made with own resources) and the ITBI (Tax on Transmission of Real Estate) and deed fee paid to the bank responsible for financing, for example, are your responsibility, in addition to , of course, of the notary expenses of the Property Registry.

After this stage of fees and bureaucracies, remember that there are still costs with the purchase of furniture, moving services, decorative objects and much more. Knowing all of this, do everything to save on day-to-day expenses to add a good reserve and have a good planning for each stage of the business, because, by doing this, you can be sure that you will not be caught off guard, having , thus, a rewarding and frustrating shopping experience.

Check the documentation of the desired property / land

There are situations where the owner of the property, or even someone else, tries to sell an asset that cannot be sold. In such cases, the business may be canceled by a judge, and the buyer is the one who is at a loss.

In order to avoid a huge problem like this, it is important to check the complete documentation of the property and require negative certificates. To have more security in the process, you can also go to the Real Estate Registry Office to request the registration of the property with a certificate of encumbrance.

Observe the location of the property

When someone intends to rent or buy a property, one of the first factors that person will analyze is the location. If the property is well located, the owner gets better values ​​for it. Therefore, when analyzing a property as an investment, the tip is to check if it is in an attractive region. Thus, you reduce the chances of making a bad deal.

Do not invest on impulse / excitement

An investor will take great risks of suffering losses by allowing his decision to be influenced by impulse, excitement and emotional aspects. Therefore, in order not to make mistakes, it is necessary to evaluate each business with enough time and in a technical and logical way. Evaluate all the positives and negatives of the property before deciding.

Remembering that this tip is valid for any negotiation, be it selling or buying. It is essential to make rational decisions, especially in periods of great economic fluctuations.

An investment in real estate is an extremely secure financial investment. In addition, it provides years of happiness, fun and countless memories that will last a lifetime. Do a good planning, research, understand the market demands and know how to prepare yourself by investing in the right opportunities that allow you to reach bigger and bigger flights.

For you to be successful on this journey, you need to be aware that it will take a lot of dedication and study to know how to invest in real estate. That way, you will have the confidence that your decisions will be right and that you will have chances to earn good gains.

So, do you also consider that the consortium is the best way to help build your personal assets by investing in real estate? So, get in touch with us, take all your doubts and conquer your financial tranquility!

Have you ever wondered why when we talk about investing in real estate we always use the phrase secure your future?

Of course, at a glance we can understand that real estate investment is a safer way to grow our money and one of the easiest if we take into account that not all of us know how the stock market works.

In addition, acquiring a property, even when you do not plan to inhabit it, can be more beneficial than leaving your money saved in the bank , especially if you acquire one that is located in an area whose capital gains foresees a considerable increase.

However, To buy real estate can sound a bit scary and more when we do not have experience in the field: legal procedures, long payment terms, even the fear of not wanting to be tied to a place where we do not know if we are eventually going to stay.

Why Invest in Real Estate?

It is very likely that when we think about investment in 2021, technology and applications come to mind. The stock market and stocks, which for many years have been the epitome of what we consider to be an investment, has shown that they are not always very safe options, and that profits can quickly turn into losses.

Also, speaking through risks and probabilities makes people end up fearing these issues or trusting people who risk their money and savings, worsening their situation and ending up being the victim of fraud and scams.

That is why many millennials, while still interested in investing in issues that involve technology and those causes that help create a better world (such as renewable energy and the environment), are increasingly beginning to look into more “traditional” options like real estate.

Sure, investing in real estate has been one of the safest and most profitable strategies for investors for some time. But for some millennials, investing in real estate may not seem like an investment at all, especially because of the long waiting time that increases the capital gain – and therefore your money.

Investing in real estate makes your savings grow

Saving is one of the ways that workers try to prepare for retirement. With the odds that this is no longer an option for millennials – saving has become the great hope in the face of uncertainty.

However, not all of us know how to save. For example, there are those who consider that having their pig at home is safer than doing it in front of a bank. Distrust of these institutions makes many consider saving their money without the possibility of making it grow.

On the other hand, those who decide to take their savings to the bank are also not very likely to see it grow. At least not as we would like.

Why?

To begin with, investing in real estate can be seen as a kind of insurance against inflation, especially when we take into account that it is in the face of inflation that real estate prices increase during this period. In addition, we must consider that fixed mortgages maintain the same rate, so that even when prices rise, your debt may not do so – in case you plan to acquire a loan with the bank.

So acquiring a property can bring you more benefits than simply saving your money, since the chances of your money being devalued are more dangerous for your money than for your properties.

Diversify your investments

As we discussed at the beginning, real estate is attracting the attention of those young people who are wanting to buy a secure pass for their future. There are those who are investing in super specialization to obtain higher paying jobs. Others are guided by their interests and passions and end up creating apps or supporting companies that combine technology and the search for a better future.

However, one of the tips that you should always consider when investing is to diversify your investments. Try to acquire diverse properties, from lots to residential houses or apartments for rent and vacation.

Invest in real estate as an expert

One of the secrets of savvy investors is that they never stop learning. Yes, there are many who fear real estate investing because they think they need to know everything from the beginning or be a doctor of exact science or something like that.

The reality is that you don’t need to be Sheldon Cooper to understand that to invest in real estate you need to go into the market and know what the possibilities and the probabilities are. Remember that time plays a very important role, especially when you have the opportunity to find real estate developments in pre-sale or in areas that are projected with an increase in capital gains.

And not to mention the amenities and vertical developments. More and more investors are betting on real estate developments that appeal to the quality of life of those who wish to live in them, especially if they are close to schools or residential areas.

Real estate has gained more spotlight in the last year – either because people started spending more time indoors, or because inflation in the sector scared both those who build and those who rent. The low-interest rates aroused the interest of those looking for a property to live in and the appreciation of the properties caught the attention of those thinking about investing in 2021.

Real estate remains an attractive asset class for investors looking to have steady cash flow and capital growth through rentals.

Real estate investing generates numerous benefits ranging from stability to property appreciation thanks to optimal market dynamics and allows investors to fully offset the expenses associated with servicing their mortgage through their monthly income from rental.

Although investing in real estate is considered a smart move in terms of profitability, it is not necessary to be an expert in the real estate market, but it does require analysis to know which the best cities to invest in, why, are and whether the property value increases at a faster or slower rate depends on the location. The best cities to invest in real estate in the United States have 3 things in common: jobs, population growth, and good prices in the real estate market. In this guide, we show you the best cities in which it is convenient to buy a house in the USA and the advantages of each one.

These are the top 10 suburbs in the United States to invest in real estate where investors say they will buy properties in 2021.

1.  New York City

The Big Apple is among the 10 best cities in the United States to invest in. According to a survey conducted by a real estate company, it found that 24% of respondents ranked New York as their top place to invest in real estate in 2020 while 16% rated it as their second option.

2. Boston

Considered the capital of the economic and cultural center of Massachusetts. It stands out among the best cities to invest in, it has important institutions dedicated to scientific, electronic, medical, and economic research, among others.

3. Houston, Texas

With a growing economy, Houston is one of the best cities to invest in real estate. It is the fourth biggest suburb in the US and a worldwide business center, it is also the entrance to Latin America. With reasonable accommodation options, high quality of life, and at a low cost.

4. Orlando, Florida

It is considered one of the best cities to buy Miami Florida real estate right now. With low-priced homes as well as interest, investors will get a good deal buying in Orlando.

Rents are high, making Orlando even more attractive to investors. Rental homes are an excellent investment option.

5.  Atlanta, Georgia

A perfect place to invest in real estate, which makes this city a buyer’s market. It is home to a dozen Fortune 500 companies including Coca-Cola and Home Depot.

6.  Seattle, Washington

Seattle has always been an ideal city to buy a property and still is. As the economy recovers; this city shows no signs of slowing down.

Large companies like Amazon, Microsoft, and Boeing are in Seattle. Many young people flock to this city to work in these big companies and the city is moving from suburban to urban and there is no sign that growth is going to slow down.

7. Dallas, Texas

It represents one of the fastest-growing cities; Dallas is one of the best cities in the United States to invest in real estate. With homes priced below 12% of their true value, it is a good time to buy in Texas.

With the technology industry on the rise. Dallas is the ideal place for people seeking long-term financial stability.

8.  Washington dc

It is the capital of the United States, as it is the seat of the political power of the most powerful country in the world, it is a city that offers the best conditions to live, study, and work. This is why it is an excellent place to invest in real estate.

Washington DC is considered an important option for real estate investments in 2016.

9. North Carolina

The city is among the ten best to invest in real estate and a job stability that helps the growth of the real estate market. A low foreclosure rate and strong commercial real estate opportunities. Real estate investors feel safe in this city, as it is always going to be on the rise.

10. San Francisco

Considered by many to be one of the most beautiful cities in the world, San Francisco was voted one of the best cities to invest in real estate in 2016. One of the cities with the best quality of life in the United States.

More than conquering your space, buying a property is making an investment for the future. Real estate tends to increase over time. Therefore, making a purchase in the real estate market is a process that requires calm, mainly because of the high values ​​involved. Finding an alternative that combines the features you have defined and an attractive price is no easy task. And to avoid headaches, before starting the bureaucratic part, it is always recommended to evaluate some important points, such as the physical condition of the property and really know the region where you intend to buy.

Taking into account that the financing of a property can take 15, often 30 years, it is necessary to consider long-term aspects when choosing the place where you will spend a good part of your life.

Despite the anxiety that having a new property can generate, think that the possibilities of undertakings in the city most of the time are many, so, if there is any point with which you are not satisfied during the purchase process , give a weight and a greater attention to it, which can be decisive.

The most important tip is: do not rush and understand that this decision must be taken calmly and analyzed in all aspects. If you are lost as to the main points to consider, follow our checklist below to see if the property corresponds well to all topics and, thus, if it is worth investing.

1. Location

Take a few walks around the neighborhood where the property you want so much is located. See if it has good options in the market, pharmacy, bakery, gym, etc. things that spare the use of the car for basic everyday needs. Then, research the means of transportation and proximity to the work of family members.

How long will it take you to get to and from your usual locations? Does the region have a lot of traffic? Do you have a subway? Near bus stop? All of these questions are essential when analyzing the location of a property.

2. Conservation status

If the property you are looking for is new, its state of conservation tends to be much better, in addition to the possibility of activating the guarantee for any defect. But if the home of your dreams is in a used property, it is important to find out every corner.

Open all the taps and showers , turn the circuit breakers on and off, check all the walls well to try to find cracks and, if possible, get a report on the building from an architect or engineer. So you will feel much more secure with the purchase.

3. Long-term size

If you are newly married or single, you may even be considering buying a 30 or 40 square meter studio right now. But, as we said, the financing of a property can last for several years. So the ideal is that you can glimpse a part of your future when buying the apartment or house.

Do you intend to get married or have children for the next 10 years? Then bet on a slightly larger space, of 60 square meters for example, that contains at least one more room.

4. Position of the apartment

For those who live in very hot cities, this checklist topic is very important. This is because if the apartment receives the afternoon sun, the chances of the heat becoming unbearable for a much longer period of the day are very high. In general, properties that receive the morning sun are more valued, so if you have the possibility to purchase one that fits this option, prioritize it.

5. Security

Not only the neighborhood, but the security of the condominium must be well observed. When visiting the property, see how the concierge welcomes you and how easily you gain access to the residents’ area. Talk to potential neighbors and ask about the violence in the neighborhood and whether there has been any violence inside the condominium itself.

6. Leisure area

Especially if you have or intend to have children, the leisure area of the condominium is important. As it is much more dangerous for children to play on the street today, it is interesting that they have areas to have fun away from computers at home and also to live with other children.

Also, think about the occasions when you can receive friends, such as holidays or birthdays. In these cases, the barbecue and the ballroom become very useful.

7. Value of installments

Now that you have analyzed the physical factors of the property, it is time to consider the financial aspects. When you finally choose your future home, go to the main banks and do simulations of the plots.

It is important to know that not always the most viable option, despite the often lower interest rates. If you have been a bank account holder for a long time and have a good credit line, your manager may be able to arrange special financing conditions.

8. Condominium

In addition to considering whether the parcels of the property will fit into your long-term budget, it is essential to take into account the value of the condominium, which the older the more expensive it will be. Add the financing portion to the monthly value of the condominium and see if the result will not compromise your quality of life.

See “Smart ways to invest in real estate” for more information.

Those who plan the future know that it is also necessary to think about the best ways to invest money. After all, with so many aspects related to investments, such as security, liquidity and return, it is necessary to analyze every detail well before making an application.

How to start investing in real estate?

Anyone who thinks that it is necessary to have a large amount of money to invest in real estate is wrong. It is possible to start investments through a real estate consortium, for example.

In addition, acquiring a property in the plant or land in condominiums are viable alternatives to invest the money, even if they are not high amounts.

However, it is important that anyone who intends to invest in real estate think rationally. It may seem obvious, but when it comes to investment, no decision should be made on impulse.

For this, it is important that you keep in mind whether that property – be it land, a house or a commercial building – can really yield the desired profit.

Here are some Smart ways to invest in real estate that you can consider:

Invest in land

Although the purchase of ready -made properties is a more accepted idea by most people, investing in land is an excellent way to guarantee profit in the medium and long term.

As cities are expanding, land is unlikely to lose its value over the years.

In this way, it is possible to obtain a considerable profit with the appreciation of this property according to what was spent during the purchase of the land. However, it is essential to make a careful analysis of the region, to ensure that the properties will develop or that, at least, have the potential for appreciation.

Buy real estate in the plant

The properties on the floor plan are the most sought after among those who wish to acquire their own home.

However, because it is a good that will still be built, this option must be very well made possible by the interested parties. After all, important and decisive factors must be considered during the period of construction of the property.

One of the positive points is that buying a property in the plant, generally, is synonymous with lower prices. Therefore, it can be an excellent alternative for you to acquire a new property, paying only one entry and small installments.

Thus, after a few months, with the work still in progress, there is the possibility of selling it at a higher price.

Look for good properties to rent

Having a rental property is a way to guarantee extra income every month. The secret for this investment to pay is knowing how to choose the ideal property.

Finding a property to invest with rentals requires a lot of market research, too. It is important to investigate the real profit potential that each property presents in order to make a decision based on relevant information. Whether residential or commercial, the property must be well located, in a safe area, with good external appearance and also with the documentation in order.

In addition, the saturation of properties for rent is another essential point for the profitability of the business, after all, it is necessary to find customers so that the value of the lease yields some profit.

Make reforms

A very common practice in the real estate market refers to the purchase of used properties that need some type of renovation.

It is possible to find some houses, mainly older ones that, with a renovation, become much more valuable. For that, one must have a nose for finding properties that have potential.

So, if you want to devote yourself to the task of investing, you can spend your time looking for properties that need improvement. In this case, it is very important to take care of the details with the renovation. Stay tuned to the project, materials used and the labor contracted. Thus, you will be able to maintain the property valuation without losing profit.

Study about the market

Another tip is to study the real estate market. Only then will you be able to identify the best opportunities.

Research on market fluctuations, know the areas that are appreciating and follow the rise and fall in rents.

Investing in real estate, like any investment, also has its risks and, therefore, you must prepare yourself to understand what happens.

How to invest while spending little?

One of the best ways to invest in real estate is through a real estate consortium, that is, together with other people who want to purchase a property.

The value of this asset is divided into monthly fees that are paid to an administrator. When paying the consortium, the investor receives a letter of credit in the amount paid.

The letter of credit can be used to buy a new or used property, as well as for construction or renovation.

The whole process is done without bureaucracy and without the payment of interest – only the administration fee is charged. There is also the chance that the investor will be contemplated before the end of the consortium, which allows the property to be purchased in an even shorter period.

Now that you know how you can invest in real estate, how about starting to plan and guarantee extra income? If you want to invest little by little, through a real estate consortium, remember to hire a reliable broker to avoid future problems and abusive charges.

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